TODAY'S RATES
and available loan programsClose by Feb.28
Prime - 0.1%
Prime - 0.3%
"As a first time home buyer what should I do before I start looking to buy my first home?" Your first steps...........
Many lenders will offer a pre-approval. In short this is a letter from the lender outlining under what conditions they will lend to you and how much they will lend and often even locking in a rate for up to 120 days. To get this you go through the loan approval process with us. The biggest benefit of a pre-approval is you can now shop with confidence knowing exactly what you can afford and avoiding that potential disappointment.
Armed with your pre-approval (Insert happy face here!) you can start to look for your new home! Whether you are purchasing a new build or an existing home all vendors love to deal with a purchaser with financing approved, this tells them you are serious shopper.
Let us iron-out the details of your mortgage and leave the excitement of choosing your New Home up to you!