Header Flash Element

First Time Home Buyers

First-Time Home Buyer Mortgage"As a first time home buyer what should I do before I start looking to buy my first home?" 

Your first steps...........

Many lenders will offer a pre-approval. In short this is a letter from the lender outlining under what conditions they will lend to you and how much they will lend and often even locking in a rate for up to 120 days. To get this you go through the loan approval process with us. The biggest benefit of a pre-approval is you can now shop with confidence knowing exactly what you can afford and avoiding that potential disappointment.

Armed with your pre-approval (Insert happy face here!) you can start to look for your new home! Whether you are purchasing a new build or an existing home all vendors love to deal with a purchaser with financing approved, this tells them you are serious shopper.First-Time Home Buyer Mortgage Help

Take the first step towards owning your own home today by applying online using our quick and easy form.

Let us iron-out the details of your mortgage and leave the excitement of choosing your New Home up to you!

Apply Online Today!

 



TODAY'S RATES

and available loan programs
3.69%
5 YEAR FIXED
Close by Feb.28
1.95%
5 YEAR VARIABLE
Prime - 0.1%
1.90%
3 YEAR VARIABLE
Prime - 0.3%

Recent Posts

RBC Survey: Albertans most... The 17th Annual RBC Homeownership Survey claims that "Albertans are the most likely to say they are very likely to buy a home in the next two years". 
What do you do when your bank... "What do you do when your bank turns you down for a mortgage?” Alta West Mortgage specializes in private financing. We are directly responsible for lending the private...
CMHC: Rise in housing starts will... The following article from the Financial Post states that a "rise in housing starts will keep lid on prices in 2010".
New Canadians: A new source of... A CMHC study called the degree of home ownership among new Canadians “impressive,” as ownership increased, from less than 20% during their first six months in Canada,...
ROI: When It's OK to Walk... An interesting article found in the Wall Street Journal: "Millions of Americans are now deeply underwater on their mortgage. If you're among them, you need to stop living in...
Empty offices fuel Calgary's... Empty office spaces are taking over Calgary or at least they are fueling the real estate investment losses! An article in the Calgary Herald shares the results for the ICREIM-IPD...
Should Canada fear housing bubble... Should Canadians fear housing bubble trouble? An article posted on CBC shares the most recent MLS data. Article: The most recent MLS data show that the average resale home in...
Canadian resale housing market up... According to an editorial in the Calgary Herald recent information released by the Canadian Real Estate Association the Canadian resale housing market is up 58% over last year....
Mortgage Rules are Tightened OTTAWA — Amid warnings about Canadian household debt levels and a possible housing bubble, Finance Minister Jim Flaherty said Tuesday the federal government would make it...
Calgary and Victoria are the only... An article written in the Calgary Herald shares comments from Statistics Canada "Calgary and Victoria were the only metropolitan areas in the country to record declines...