TODAY'S RATES
and available loan programs3.69%
5 Year Fixed
Close by Oct 30
Close by Oct 30
2.15%
5 Year Variable
Prime -0.60%
Prime -0.60%
2.05%
3 Year Variable
Prime -0.70%
Prime -0.70%
Our Blog
Are homes in Toronto, Vancouver and Montreal Unaffordable?
Tue, 01/26/2010 - 11:36am — Alta_West_MortgageAccording to a report issued by Demographia International "urban land use policies are making homes almost unaffordable in markets around the world including Vancouver, Toronto and Montreal."
Read moreGrowth Expected for Calgary Real Estate in 2010
Mon, 01/25/2010 - 1:17pm — jonathan"Affordability and low interest rates will drive modest growth in sales and prices of resale homes in Calgary this year, the Calgary Real Estate Board predicts in its 2010 forecast report" released January 20, 2010.
Read moreAlta West Mortgage Opens Branch Office at Royal LePage Solutions
Mon, 01/25/2010 - 12:54pm — jonathanNews Release - Alta West Mortgage Expands Mortgage Broker end of Business in Calgary
Read moreThe quality of underpinning assets will likely head off a U.S.-style mortgage blow-up
Fri, 01/22/2010 - 12:32pm — jonathanAccording to an article written in The Star, "Bank pooh-poohs debt bomb talk: Royal CEO says the quality of underpinning assets will likely head off a U.S.-style mortgage blow-up". The artcile, originally published on January 15th, is an excellent read.
First-Time Home Buyer? What are your Next Steps?
Thu, 01/21/2010 - 2:09pm — jonathan"So with all this talk about now being the right time to get into the property market, what does a first-time home buyer do?"
Read moreGet on the fast track to Reducing Debt and Lowering your Mortgage Rate Today
Thu, 01/21/2010 - 1:23pm — jonathanTip the Scale in your Favor! Get on the fast track to Reducing Debt and Lowering your Mortgage Rate Today!
A lot of people choose to refinance their loans to take advantage of reduced rates in order to lower their payments or to obtain a shorter-term loan. Individuals may want to refinance their existing loan or mortgage for several reasons.
Read more"Existing Home Sales Hits Record High"
Thu, 01/21/2010 - 11:00am — jonathanAccording to an article written by Greg Quinn for Bloomberg.com "Canadian sales of existing homes rose to a record in December" The article goes on to read:
Will longer amortizations be nipped in the bud?
Wed, 01/20/2010 - 11:07am — Alta_West_MortgageAccording to the Financial Post - "Just 15 months ago, he could have opted for a 40-year amortization but Ottawa cracked down on those lengths and set the limit at 35 years."
Read moreAre Canadian Mortgage Borrowers Taking Risks?
Mon, 01/18/2010 - 2:23pm — jonathanA survey suggests Canadians are exhibiting prudence when borrowing for a home. According to an article featured in the Calgary Herald: "The survey, released Thursday by the Canadian Association of Accredited Mortgage Professionals, indicated the vast majority of home buyers, at 86 per cent, were opting for fixed-rate mortgages over variable products.
Read moreEconomist warns homeowners of bubble trouble
Thu, 12/17/2009 - 4:52pm — Alta_West_MortgageAccording to the Calgary Herald Dec 16 2009 - Economist and author Jeff Rubin, who predicted the bursting of Canada’s last major housing bubble, warns many Canadians will soon regret the hefty prices they’re paying to enter the property market.
Read moreRecent Blog Entries
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