"So with all this talk about now being the right time to get into the property market, what does a first-time home buyer do?"

Your next steps...........

• Step One: – Get a pre-approval. Many lenders will offer a pre-approval. In short this is a letter from the lender outlining under what conditions they will lend to you and how much they will lend and often even locking in a rate for up to 120 days. To get this you go through the loan approval process with us. The biggest benefit of a pre-approval is you can now shop with confidence knowing exactly what you can afford and avoiding that potential disappointment. 

• Step Two: – Begin shopping. Armed with your pre-approval (Insert happy face here!) you can start to look for your new home! Whether you are purchasing a new build or an existing home all vendors love to deal with a purchaser with financing approved, this tells them you are serious shopper.

Take the first step towards owning your own home today by applying online using our quick and easy form. Let us “iron-out” the details of your mortgage and leave the excitement of choosing your new home up to you!